Insurance, explained.
Twenty years of underwriting context, written down. Practical guides for fleet operators, contractors, restaurants, and small businesses on coverage that actually pays out — not the marketing version.
More articles coming Q3 2026.
We're building this section with original guides written by the same brokers who underwrite the policies. No SEO filler. To get notified when posts publish, email info@newdecadeinsurance.com.
What we're writing about.
Commercial fleet & DOT.
FMCSA minimums, MCS-90 vs BMC-91, new authority underwriting, and how same-day COIs actually work.
In draftWorkers' Comp audits.
The subcontractor trap, EMR management, accurate payroll estimates, and how to make the audit boring.
Outline readyLiquor & food liability.
What standard restaurant policies miss — assault & battery, food contamination, and BOP gotchas.
PlannedMulti-state operations.
Coordinating GL, WC, and auto across CA, TX, FL, and AZ without juggling four brokers.
PlannedSR-22 same-day filing.
Owner vs non-owner SR-22, court orders, transferring across states, and getting back on the road.
PlannedSurety bonds & bidding.
How bonding capacity is built, what surety underwriters look at, and why it matters for prequal.
PlannedDon't wait for
the article.
Call a broker. Twenty years of context, on the phone, same business day. We answer hard questions about coverage, carriers, and price — bilingual EN/ES.