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New Decade Insurance
New Decade Insurance
  • Home
  • About Us
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Contact Info

888-585-9910
info@newdecadeinsurance.com

Our Location

2215 S. Vermont Ave Unit 103
Los Angeles, CA 90007

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Commercial Trucking Insurance

Professional truck driver with commercial vehicle

DOT-Compliant Coverage. Same-Day COI.

Navigating FMCSA regulations shouldn't slow your business down. New Decade Insurance gets trucking companies fully compliant and on the road fast — with same-day quotes, same-day binding, and immediate certificate delivery across California, Texas, Florida, and Arizona.

From MCS-90 endorsements to BMC-91 filings, we handle the paperwork. You focus on hauling freight. Call 888-585-9910 to talk to a trucking specialist now.

Who We Cover

No matter what you drive or haul, we place you with insurers who understand commercial trucking — not generalists who treat your rig like a passenger car.

  • Semi-trucks & tractor-trailers
  • Box trucks & straight trucks
  • Tow trucks & wreckers
  • Dump trucks & construction vehicles
  • Hotshot & expedite rigs
  • Flatbeds & specialized trailers

Coverage Types

Federal and state regulations mandate specific coverage for commercial motor carriers. Here is what you need to stay legal and protected:

Primary Liability ($750K-$1M)

Cargo Insurance

Physical Damage

Bobtail / Non-Trucking

Workers' Compensation

General Liability

New Venture? Most Carriers Won't Touch You. We Will.

Getting insurance with a new trucking authority is one of the biggest hurdles in the industry. Most agents tell you to call back when you have two years of experience. We tell you to call us now. New Decade works with carriers that specifically write new venture trucking operations — whether you're a first-time owner-operator or building a fleet from scratch.

Same-Day COI & Digital Policy Management

Time is money in trucking. Every day without coverage is a day without loads. We deliver same-day quotes, same-day binding, and immediate COI generation so you can send proof of coverage to brokers and shippers the moment you need it. Access your policy documents, download certificates, and manage your coverage 24/7 from any device — no phone tag, no faxing, no waiting.

20+

Years Experience

150K+

Clients Served

4

States Covered

Same-Day

COI Delivery

Call 888-585-9910 or email info@newdecadeinsurance.com to speak with a trucking insurance specialist.

Frequently Asked Questions

The FMCSA requires $750,000 minimum liability for general freight carriers and $1,000,000 for hazardous materials haulers. You also need cargo insurance and may need additional endorsements depending on your operating authority. New Decade ensures your policy meets or exceeds all federal and state minimums across CA, TX, FL, and AZ.

Yes! New venture trucking insurance is one of our specialties. Many carriers won't touch new authorities, but we work with markets that specifically write new ventures. Whether you got your authority last week or 18 months ago, we can find you coverage across CA, TX, FL, and AZ.

Yes. Once your policy is bound, we generate your COI immediately through our digital system. No waiting for an agent to get back to you tomorrow — you'll have proof of coverage in your inbox the same day, ready to send to brokers, shippers, or anyone who needs it.

When leased on, the motor carrier's policy typically covers liability. You'll need bobtail/non-trucking liability for when you're off dispatch, plus physical damage on your truck. We also recommend occupational accident coverage since you're likely classified as an independent contractor without workers' comp.

Yes. We regularly insure fleets that include a mix of semis, box trucks, dump trucks, tow trucks, and service vehicles. We build one cohesive policy that covers your entire fleet with appropriate coverage for each vehicle type. Fleets from 2 to 200+ trucks across CA, TX, FL, and AZ.

Operating without compliant insurance can result in your operating authority being revoked, hefty fines from the FMCSA, vehicle impoundment, and personal liability for any accidents. It can also result in permanent marks on your safety record. Don't risk it — call us at 888-585-9910 for same-day compliance.

Ready to Get Protected? Get Your Free Quote Today!

We believe that informed clients make better insurance decisions. Our experienced team is here to help you find the right coverage at the best price.

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New Decade Insurance

Multi-state commercial insurance specialists serving CA, TX, FL, and AZ. With 20+ years of experience and 150K+ clients across 50+ industries, we provide commercial auto/fleet, general liability, workers' comp, and more with fast COI turnaround and tech-forward digital management.

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Contact Us

info@newdecadeinsurance.com
2215 S. Vermont Ave Unit 103
Los Angeles, CA 90007
888-585-9910

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