A BOP is a bundled insurance package that combines General Liability, Property Insurance, and Business Interruption coverage into one convenient policy. It's designed specifically for small to medium-sized businesses and typically costs less than buying each coverage separately.

A standard BOP includes General Liability (bodily injury, property damage claims), Property Insurance (building and contents), and Business Interruption coverage (lost income if you can't operate). Many BOPs also include additional coverages like equipment breakdown and crime coverage.

BOPs are designed for small to medium-sized businesses in low to moderate-risk industries. Eligible businesses include retail shops, restaurants, offices, contractors, and many service businesses. We'll help determine if a BOP is right for your business.

General Liability is just one component of a BOP. While GL only covers liability claims, a BOP adds property insurance and business interruption coverage, providing more comprehensive protection for your business at a better value.

Yes! While BOPs have standard components, you can typically add endorsements for specific needs like professional liability, cyber liability, hired/non-owned auto, or industry-specific coverages. We'll help you build the right package.

Yes! Business Interruption coverage is a standard part of most BOPs. It helps replace lost income and covers ongoing expenses if your business has to close temporarily due to a covered event like fire or storm damage.