General Liability.
Slip-and-fall, property damage, advertising injury. The baseline coverage every business should carry — and one of the most common requirements in landlord and client contracts.
Almost every commercial lease and vendor contract requires proof of general liability. Beyond the contract requirement, GL is the front line of defense when something goes wrong on a job site or in your storefront.
We write general liability across a broad commercial mix in California, Texas, Florida, and Arizona — restaurants, contractors, professional services, retail, manufacturing. Each industry has its own quirks; we know them.
Built around how you actually run.
- Bodily injury. Customers slipping in your store, visitors hurt on a job site, third parties injured by your operations.
- Property damage. Damage to property that isn't yours but that you're responsible for — common on commercial leases.
- Personal & advertising injury. Libel, slander, copyright infringement, advertising mistakes that draw a claim.
- Defense costs. Legal defense for covered claims, even if the claim is groundless. Often the most expensive part of a lawsuit.
What's typically included.
- Premises liability (slip-and-fall, on-site injuries)
- Products & completed-operations liability
- Personal & advertising injury
- Medical payments
- Hired contractor liability
- Multi-state coordination across CA, TX, FL, AZ
Questions before the quote.
General liability covers third-party bodily injury, property damage, and personal/advertising injury claims that arise from normal business operations across all four states we serve.
Need a COI
for tomorrow's walk-through?
Same-day Certificates of Insurance for existing clients. New accounts turn around fast. Five-minute call gets you a competitive quote and a broker who can answer.