Twenty years of broker experience. Under a new name.
Independent Los Angeles brokerage. Bilingual. Owner-driven. Built by agents who have been writing fleet, general liability, workers' comp, and personal auto across California, Texas, Florida, and Arizona since 2005.
COI response
insurance
licensed
brokerage
Twenty years of broker experience.
New Decade is a new brokerage built by experienced agents — the same people who have been quoting fleet, general liability, workers' comp, and personal auto policies since 2005. Carrier relationships earned over two decades. Underwriting context that doesn't come from a textbook.
We're independent, which means we work for you, not for one carrier. We shop the market. We tell you when a quote isn't competitive. And we say no to coverage you don't actually need.
The same broker who quotes your policy is the one who picks up the phone when you call about a claim. That's the entire point of the model.
Big brokerage capability. One-broker continuity.
- The same broker, every renewal. Same person. Same email. Same direct line. Not a policy number, not a routing AI, not a different rep every year.
- No-nonsense advice. Business owners don't have time for fluff. Honest guidance, fast quotes, and an answer when something isn't covered.
- Carrier relationships earned over 20 years. Our brokers know the underwriters at the carriers that actually compete in CA, TX, FL, and AZ — and which ones to call for hard-to-place risks.
- Bilingual by default. Spanish-language service across underwriting, claims, and customer service — not a translation layer.
Multi-state commercial coverage.
Most generalist agencies struggle when a business operates across more than one state. We're built for it. Our brokers coordinate GL, workers' comp, and commercial auto across California, Texas, Florida, and Arizona under one renewal cycle, with one team.
A restaurant, a fleet operator, a contractor, and a retail business all face different exposures in each state. We architect multi-state coverage that grows with the business — instead of patching new policies on top of old ones every time you cross a line.
A few promises by omission.
- ×We won't sell you a captive product. We're independent — we shop multiple A-rated carriers and tell you which one fits your risk. We don't have a quota for any one company.
- ×We won't bind a policy we'd warn a friend against. If a quote has a deductible structure, exclusion, or limit that's wrong for your business, we say so before you sign.
- ×We won't disappear after the bind. The broker who placed your coverage is the one who answers your call about a COI, an audit, or a claim — for as long as you stay with us.
- ×We won't route you to a queue. Hablamos Español, en cualquier momento. Brokers with names you'll know, direct lines.
- ×We won't quote what we can't deliver. If we can't write your risk competitively, we tell you on the first call and point you to someone who can.
Talk to a broker
who knows your industry.
Independent brokerage. Bilingual. Same-day COIs. The same person who quotes your policy is the one who picks up the phone when you call about a claim.